Dating someone with poor finances

Building a strong credit score can take years of paying your bills on time, spending wisely and avoiding too much debt.If you’ve spent a lot of time and effort building a great credit score, you may be very protective of your credit.That’s why the pro-marriage people have it all wrong when they say marriage will get low-income women out of poverty.While studies have shown that low-income women value marriage and have more traditional views about marriage and divorce than others, they don’t want to get hitched to a man who is going to drag them down.I am fortunate to have a wonderful longtime partner (who, as an educator, knows all about small salaries), but I sometimes wonder what would happen if I lost my job and was looking for love — would I be marriage material (assuming I even wanted to marry again, that is, which I don’t), or even dateable? ); by virtue of my gender alone, yes — I would probably be viable relationship material.But if I were an unemployed man — regardless of age — would the same rules apply?

There are a number of reasons your partner could have poor credit, including unexpected financial hardship or identity theft.Probably not (although I imagine a certain amount of women would eagerly entangle themselves if he was hot; yes, we gals can be incredibly shallow, too).Unemployed, under-employed and low-income men are just not good dating or marriage material in the eyes of many women.But a person’s poor money habits can have an indirect effect of your financial standing and any joint accounts you decide to sign up for will appear on your credit file.In other words, if your beloved has bad credit, you’ll want to take steps to avoid damaging your own.Remember that we are the largest free online dating service, so you will never have to pay a dime to meet your soulmate. My finances have always been either slightly comfortable or somewhat worrisome, but I pay my bills and keep myself fed & clothed.Oddly enough, I've never had trouble getting a relationship when I've wanted one.Of course, the devil’s advocate answer to this situation is that she should have had a six-month emergency fund in place.Unfortunately, only about 1 in 4 Americans have six-months of savings set aside.Bad credit can cause a bevy of problems – the inability to obtain a loan, higher interest rates on loans you do receive, higher insurance premiums and even difficulty finding a job in certain industries.There’s now a new problem to add to this list – difficulty finding a date.

Dating someone with poor finances