You can generate and validate credit card numbers directly from the app, making it easy to use on the go as well.Validation in particular would be useful if you were accepting credit card payments on your own site and wanted to make sure the cards were legit.
You do need to buy some equipment to use Skype, but none of it is exotic or expensive.
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Earlier this year, I called my phone company to talk about my bill.
For years, I'd been paying about a month for a land line arrayed with a panoply of services that I rarely used—unlimited local calls, cheap long distance, call-waiting, and several other fancy options. I've long used my mobile phone as my primary line; I'd only kept the land line because I get poor cellular reception in my house. It beats cell phones and land lines in both price and quality.